Preventative Health Services

Preventative Health Services Group Insurance Program for
Professional Holistic and Complementary Practitioners

For our new online application please scroll to the bottom of the page.

For more than 10 years Preventative Health Services Group has been providing its expertise, resources, and voice to promote professionalism in the industry. And for all those years Impact Insurance Brokers has played a supporting role in providing innovative solutions for Preventative Health's ever expanding membership.

Together we are pleased to introduce the most comprehensive insurance policy for professional holistic therapists as well as affiliated practitioners of a wide range of spa treatments, including esthetics and electrolysis. We offer the industry’s best Legal Liability package, designed to protect you against most claims arising from your practice.

In concert with Preventative Health, our insurance program offers:

  • The broadest range of insured modalities
  • Exclusive wordings
  • Available property coverage extension
  • Comprehensive risk management approach catering to your business

Our enhanced definition of insured practices offers coverage for a broad array of modalities. By noting your operations under these broad outlines, additional modalities utilizing similar therapies and treatments are now also insured. Consequently massage now covers all such similar therapies regardless of the school or clinical title. The same is true for energy work such as Reiki, Healing Touch and all similar therapies. If your treatment can be defined by the list of practices, you are automatically covered.

Our broad list of therapies include:

  • Body Work: Shiatsu, Reflexology, etc.
  • Massage: Registered, Relaxation, Therapeutic, etc.
  • Services to Bring Healing Relaxation to the Mind and Body
  • Energy Healing Services: Reiki, etc.
  • TCM and Acupuncture
  • Homeopathy
  • Spa & Esthetician Services
  • as well as many additional modalities and therapies
  • A sample listing of insured modalities is detailed below.

Insurance Highlights:

$2,000,000 Professional Malpractice and Commercial Liability:

Occurrence basis’ policy which simplifies your coverage. Our malpractice protection can also provide retroactive coverage to correspond with your current policy.

  • Additional Coverage Extensions included at no additional costs:
  • Employer’s Liability     $ 100,000 per occurrence
  • Legal Expense Reimbursement     $ 10,000 per claim/aggregate
  • Abuse and Molestation Defense Costs     250,000 per claim/aggregate
  • Tenant’s Legal Liability     500,000 per occurrence
  • Unintentional Breach of Confidentiality     Included
  • Unintentional Failure to refer to Healthcare Provider     Included

To learn more about this invaluable program please contact George Keramaris of Preventative Health Services by phone at 416-423-2765 or by email at


New or prospective members can obtain a no obligation online quotation by following link below. Please ensure you use this online application if you are not currently a member of PHS or have a current policy with Impact Insurance, as it covers important issues such as eligibility and retroactive insurance. Existing policyholders should use the Member Renewal Link.

Modality Outline

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